Opt for more freedom in your choice of hospital and doctor, more comfort, and preferential access to outstanding medical care.
  • Free choice of hospital ward (general, semi-private or private) before every hospital stay
  • Free choice of doctor in the semi-private and private ward
  • Full cover in the general, semi-private or private ward of public and private hospitals in Switzerland and Liechtenstein
  • Generous supplementary benefits for convalescence and medical spa treatment
  • Transparent co-payments depending on choice of hospital ward:
    - General ward: no co-payments
    - Semi-private ward: CHF 300 per day, max. CHF 6'000 per year
    - Private ward: CHF 400 per day, max. CHF 8'000 per year
Use the SWICA premium calculator to put together your personal insurance solution - it couldn't be easier.

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