Preventing falls

You can enjoy attractive contributions by taking positive action to prevent falls.

Preventing falls at home

Falls are human and happen much more frequently than is commonly assumed. Almost every third person above the age of 65 falls once a year, often with serious consequences. However, the risk of a fall can be reduced with the help of expert advice. The Swiss Rheumatism Association offers a short test with nine questions, which you can use to assess your own risk of a fall. If you have answered more than one question with «Yes», the Swiss Rheumatism Association will offer you personal fall prevention measures at home. This offer is part of a research project conducted in cooperation with the Swiss Rheumatism Association and Zurich University of Applied Sciences. Those who are interested can participate in the project.

The fall prevention measures cost CHF 540. SWICA contributes toward the cost from its supplementary insurance as follows:

  • OPTIMA: Up to CHF 300
  • COMPLETA PRAEVENTA and OPTIMA together: Up to CHF 534

SWICA pays the full amount to the Rheumatism Association and then bills you for your portion. Any amounts that may apply in connection with health promotion and preventive healthcare are offset during the treatment year.

Swiss Rheumatism Association

Film (German only): "Pensioniert sein heisst nicht, nichts tun" ("Being retired doesn't mean doing nothing")

"mitenand", broadcast on 24 May 2015, with senior citizen Valentin Blättler and physiotherapist Christine Hunziker (© SRF Swiss Television)


Regular exercise with like-minded people

Regular balance and strength exercises are vitally important for older people if they want to stay fit, mobile and independent into advanced old age. The Swiss Council for Accident Prevention, Pro Senectute Switzerland, the Swiss Foundation for the Promotion of Health, the Swiss Rheumatism Association and physioswiss are hoping to motivate older people to take regular exercise through the “Stand safe – walk safe” campaign.

At you will find a wide range of course offerings, including fitness, gymnastics, dance, walking, qi gong and yoga. SWICA supports many of these offerings under its COMPLETA PRAEVENTA and OPTIMA supplementary insurance plans. To find out more, please contact SWICA customer services (available 24/7).

Film (German only): Short film: 3 x 3 everyday exercise programme

The «3x3» short film will show you how to exercise safely at home.You can find other exercise programmes here. (© bfu)