Calculation of health promotion and preventive healthcare contributions

SWICA provides contributions of up to 1'300 francs per year towards activities relating to health promotion and preventive healthcare delivered by SWICA-recognised providers. SWICA covers 90% of the costs under your COMPLETA FORTE supplementary plan, up to 500 francs per calendar year (up to 300 francs per type of activity). COMPLETA PRAEVENTA covers an additional 50% of the costs up to 500 francs per year (up to 300 francs per type of activity). OPTIMA supplementary insurance covers 90% of the cost exceeding this amount, up to 300 francs per calendar year. This means your preventive healthcare contribution can be as much as 1’300 francs per year. For more detail see the example below:

Calculation example: dance class

Cost of dance class	CHF 700
Contribution from COMPLETA FORTE	CHF 300^•
Contribution from COMPLETA PRAEVENTA	CHF 200^••
Contribution from OPTIMA	CHF 180^•••
Your costs	CHF 20

^•90% of the costs up to CHF 300 (activity type: exercise) from COMPLETA FORTE (90% of CHF 700 up to CHF 300)
^••50% of the costs up to CHF 300 (activity type: exercise) from COMPLETA PRAEVENTA (50% of CHF 400 up to CHF 300)
^•••90% of the remaining costs up to CHF 300 from OPTIMA (90% of CHF 200 up to CHF 300)

Calculation example: fitness centre without sauna and/or pool

Cost of full-year fitness club membership	CHF 1200
Contribution from COMPLETA FORTE	CHF 300^•
Contribution from COMPLETA PRAEVENTA	CHF 300^••
Contribution from OPTIMA	CHF 300^•••
Your costs	CHF 300

^•90% of the costs up to CHF 300 (activity type: exercise) from COMPLETA FORTE (90% of CHF 1200 up to CHF 300)
^••50% of the costs up to CHF 300 (activity type: exercise) from COMPLETA PRAEVENTA (50% of CHF 900 up to CHF 300)
^•••90% of the remaining costs up to CHF 300 from OPTIMA (90% of CHF 600 up to CHF 300)

Calculation example: fitness centre with sauna and/or pool

Cost of full-year fitness club membership	CHF 1500
Contribution from COMPLETA FORTE	CHF 500^•
Contribution from COMPLETA PRAEVENTA	CHF 500^••
Contribution from OPTIMA	CHF 300^•••
Your costs	CHF 200