Cross-country skiing is worth it
SWICA supports your preventive and health-promoting activities relating to exercise, nutrition and wellbeing. Because cross-country skiing keeps you mentally and physically fit, every year SWICA makes generous contributions towards the cost of your cross-country ski pass or local season ticket (learn more).
Your cross-country skiing contribution
Calculation
SWICA covers 90% of the costs under your COMPLETA FORTE supplementary plan, up to 300 francs per calendar year. COMPLETA PRAEVENTA covers an additional 50% of the costs up to 300 francs per year. OPTIMA supplementary insurance covers 90% of the cost exceeding this amount, up to a maximum of 300 francs per calendar year. See the illustration below to find out how much SWICA contributes:Example of calculation
with COMPLETA FORTE, COMPLETA PRAEVENTA and OPTIMA
| Your cross-country skiing pass costs | |
| Contribution from COMPLETA FORTE• | |
| Contribution from COMPLETA PRAEVENTA•• | |
| Contribution from OPTIMA••• | |
| Your costs |
•90% of the cost, up to CHF 300 (90% of CHF 160)
••50% of the cost, up to CHF 300 (50% of CHF 16)
•••90% of the remaining costs, up to CHF 300 (90% of CHF 8)
••50% of the cost, up to CHF 300 (50% of CHF 16)
•••90% of the remaining costs, up to CHF 300 (90% of CHF 8)
Example of calculation
with COMPLETA PRAEVENTA and OPTIMA
| Your cross-country skiing pass costs | |
| Contribution from COMPLETA PRAEVENTA• | |
| Contribution from OPTIMA•• | |
| Your costs |
•50% of the cost, up to CHF 300 (50% of CHF 160)
••90% of the remaining costs, up to CHF 300 (90% of CHF 80)
••90% of the remaining costs, up to CHF 300 (90% of CHF 80)
