Health and leisure tips, products and services

Cross-country skiing is worth it

SWICA supports your preventive and health-promoting activities relating to exercise, nutrition and wellbeing. Because cross-country skiing keeps you mentally and physically fit, SWICA contributes up to 95% (learn more) of the cost of your cross-country ski pass or your local season ticket.

Find cross-country skiing areas

Your cross-country skiing contribution


As part of its commitment to health promotion and preventive healthcare, SWICA supports you by providing 50% of the cost up to a maximum of 300 francs per calendar year under the COMPLETA PRAEVENTA supplementary insurance plan. OPTIMA supplementary insurance additionally covers 90% of the cost exceeding this amount, up to 300 francs per calendar year. See the illustration below to find out how much SWICA contributes:

Your cross-country skiing pass costs CHF 160
Contribution from COMPLETA PRAEVENTA CHF   80
Contribution from OPTIMA CHF   72••
Your costs CHF    8
50% of the cost, up to CHF 300 under the COMPLETA PRAEVENTA plan (50% of CHF 160)
••90% of the remaining costs, up to CHF 300 under the OPTIMA plan (90% of CHF 80)

How to apply for your cross-country skiing contribution

Please send a copy of your cross-country ski pass or your local season ticket to your SWICA Customer Service or submit it via mySWICA app. Once your application has been reviewed and approved, the contribution will be credited to your account.