A healthy lifestyle can pay real dividends.

SWICA rewards personal fitness and prevention activities in the areas of exercise, nutrition and relaxation (e.g. fitness centres, nutritional advice, yoga, and numerous sports associations) with attractive contributions of up to CHF 800 a year.


This is how your prevention contribution is calculated:

Under the COMPLETA PRAEVENTA supplementary insurance plan, SWICA contributes 50% up to a maximum of CHF 500 per calendar year. The OPTIMA supplementary insurance plan covers an additional 90% up to a maximum of CHF 300 per calendar year. This gives a maximum prevention contribution of CHF 800 per year. For more detail see the examples below:

Fitness training – Example
Recognised fitness studio (with sauna as a second preventive activity)
Annual membership cost CHF 1000 
Contribution from COMPLETA PRAEVENTA* CHF 500 
Contribution  from OPTIMA** CHF 300 
Your contribution CHF 200 
*50% up to CHF 500 (up to CHF 300 per preventive activity. 
Activity 1: fitness CHF 300.
Activity 2: sauna and/or bath CHF 200)
**90% up to CHF 300
Fitness classes – Example
Recognised fitness studio (with sauna as a second preventive activity)
Annual membership cost  with fitness classes CHF 1200 
Contribution from COMPLETA PRAEVENTA* CHF 500 
Contribution from  OPTIMA** CHF 300 
Your contribution CHF 400 
*50% up to CHF 500 (up to CHF 300 per preventive activity.
Activity 1: fitness CHF 300.
Activity 2: sauna and/or bath CHF 200)
**90% up to CHF 300
Other types of preventive activity

SWICA supports many different types of preventive activity from recognised providers. These include:

  • Nutritional advice
  • Active membership of a range of sports associations
  • Courses, including Pilates, Feldenkrais and yoga
  • Treatments, including classic massage, sport massage, cupping and acupressure
  • Full-year and half-year memberships for swimming pools, thermal baths and saunas
  • And much more.

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With the BENEVITA bonus programme you receive an additional premium discount of up to 15%

SWICA has launched the innovative BENEVITA health platform. You can use the platform free of charge and enjoy the many advantages that BENEVITA offers.

  • Attractive premium discount (up to 15%) on selected supplementary insurance plans
  • Personalised health tips – from recipes and events to app recommendations
  • Lifecycle model with preventive healthcare recommendations based on age and sex
  • Link with activity tracker such as FitBit, Jawbone, etc. (BENEVITA can also be used without a fitness tracker)
  • Sporting challenges among teams and individuals
  • Exercise and prevention campaigns with rewards on successful completion
  • Free coaching calls with personal advice from santé24 experts

Talk to one of our advisors to find out more about the BENEVITA bonus programme or register now at www.benevita.ch.

Benefit from personal and individual advice.

Take advantage of the programme and register your interest now. We would be delighted to contact you and give you professional and personal advice:

Ask online for a an appointment or a callback

* Compulsory field

What our customers have to say.

Tabea Neuhaus
«SWICA pays 800 francs towards my gym membership. And it offers the BENEVITA bonus programme which helps people who enjoy exercise and have a health-conscious lifestyle to keep their premiums down. I would recommend SWICA to anyone who is interested in exercise and health.»
Aike Festini
«I do a CrossFit workout three or four times a week, enjoy swimming and love relaxing at spas. With my active lifestyle, SWICA is the ideal choice for me because it has something to offer in all these areas. I also like the straightforward digital information exchange.»
Jürg Suhner
«Even though I'm retired now, I still look after people in need and come into conversation with them. You would hardly believe the stories I hear about health insurers. About incorrect information, or promises which then can't be kept. It is people seeking advice who often end up short-changed – people who don't have the confidence, or sometimes the ability, to stand up for themselves.
With SWICA I've always received really competent advice – whether it was just a brief phone message, or if a doctor was also consulted – no fuss, no quibbles. But what really touches me is that, whether I'm phoning or asking in person at an agency counter, with SWICA you are taken seriously as a INDIVIDUAL.

I wish that all INDIVIDUALS could enjoy the valuable services that SWICA provides.»