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Good news for your health: Enjoy generous contributions

At SWICA, people who like to be active or do something positive about their nutrition or wellbeing enjoy attractive contributions. Whether you enjoy dance classes, play golf or tennis, go to the gym, take nutritional advice or have massages, sign up for mindfulness coaching or personal training – SWICA supports more different types of activity than practically any other health insurer.

SWICA – Because health is everything

Find out more about health promotion

SWICA supports your healthy lifestyle by contributing up to CHF 800*

SWICA attaches great importance to preventive healthcare. Whatever does you good and benefits your health is fine. That's why SWICA supports not only gyms and fitness courses, but also your all-round commitment to exercise, nutrition and wellbeing. SWICA contributes towards the cost of subscriptions, courses and memberships. Thanks to exclusive partnerships with numerous sports associations you also receive contributions towards many different sports. Discover the wide range of health-promoting activities:

Fitness & Exercise
SWICA contributes towards your gym membership, group courses and personal training sessions as well as activities such as cross-country skiing, climbing, tennis, golf, gymnastics and dance.
Nutrition
A varied and balanced diet makes a major contribution to health and wellbeing. That's why SWICA contributes towards the cost of advice and courses.
Relaxation & Wellbeing
More than 100 courses and treatments which boost your wellbeing are supported by SWICA, including massage, medicinal herbs courses, Yoga, sauna and much more.
*SWICA covers 50% of the costs from your COMPLETA PRAEVENTA supplementary plan, up to 500 francs per calendar year. Furthermore, your OPTIMA supplementary plan covers 90% of the costs exceeding this amount, up to 300 francs per calendar year. This can result in prevention contributions of up to 800 francs per year.

With the BENEVITA bonus programme you receive attractive premium discounts

SWICA rewards you for having an active and healthy lifestyle with a premium discount of up to 15% (detailed information about discounts) and encourages you to think more carefully about your health.

Find out more

Would you like to learn more about the SWICA advantages?

SWICA customers have been the most satisfied ones in Switzerland for many years, as confirmed repeatedly in many first-place rankings in health insurance surveys. In 2020, once again, Comparis and amPuls awarded SWICA first place for customer satisfaction.

Put SWICA to the test yourself and get a personal consultation – it's well worth your while. SWICA’s customer service is there for you and looks forward to hearing from you: By phone on the toll-free number 0800 80 90 81 or by means of the contact form below.

Contact form

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What our customers have to say.

Claudia Esser
«I arrived in Switzerland at the start of 2016. The SWICA customer advisor took me through the entire system in great detail and with enormous patience and explained what I had to look out for as regards insurance and what was right for me. With SWICA I feel that I’m taken seriously, in safe hands and fully supported. Simply wonderful!»
Rachel Sohm
«I'm so grateful to be insured with such a good health insurer. You fully deserve your top ranking among the health insurance companies. Many thanks also for the support, which is always friendly, whether it's in Amriswil, Winterthur or santé24.💚»
Mattia Baldi
«My family and I trust in SWICA. I was a professional ice hockey player for 14 years and accidents were the order of the day. Our medical team always looked after us extremely well. After my sports career ended, I decided that I wanted the same care and security for my family and myself. With SWICA I’ve found the ideal partner for my family.»
Florian Allenspach
«A health insurer shows its real qualities when you become ill. When I had surgery on my back seven years ago SWICA was always there for me. I benefited from preferential treatment in the hospital and straightforward processes. I can warmly recommend SWICA to anyone.»
Anja Schultz
«Our whole family is insured with SWICA. I would recommend SWICA to anyone who asks me to suggest a health insurer. My customer advisor is so friendly and good-natured that any problems I have immediately seem smaller. I never hesitate to call her.»
Remo Walser
«Until a few years ago I didn’t do any exercise and was putting on weight. But that’s all in the past now. SWICA’s supplementary benefits encouraged me to become more active. Without SWICA I would be living an unhealthy life and be unhappy with my body. Thank you!»
Theres Steinlin
«I was ill last year. SWICA helped me by offering an excellent range of services (phone-based advice, work reintegration options etc.) and providing them in a straightforward way (cover note for necessary measures, co-payments for alternative methods, etc.).»
Francesca Galentino
«I suffered a stroke. Not long after, it was suggested to me that I have a kind of case manager to support my recovery, help me with any difficulties and with paperwork, and propose various forms of assistance.
The person assigned to me was a great help, not only during the episode itself but also for a long time afterwards.
I was pleased to be able to take advantage of this invaluable free service, which supported and assisted me hugely through my physical and emotional difficulties.»
Ali Tuygu
«It was at Christmas. We were abroad and had forgotten to take our little daughter’s medication with us. Thanks to sante24 we were able to pick up the medication at the nearest pharmacy. You can always rely on SWICA and sante24!»
Laetitia Carta
«I was looking for the perfect product: good insurance cover at a reasonable price. When I met an advisor, he explained everything to me. He was highly motivated, friendly, professional, patient – really great! This made a big positive impact on me. Good advice is a company's calling card. Well done, SWICA!»
Heiderose Fritsch
«I've had insurance from SWICA for many years and have always been very satisfied! Their customer service is very good, and their advisers are very friendly (you won't get brushed off)! They are there to answer questions any time, and claims are always handled quickly!
First-rate health insurer»
Ivo Lacic
«I was really taken by the SWICA customer advisor’s pleasant and friendly manner. She explained all the products to me, didn’t push me to choose anything and was happy to respond to my ideas. The information and benefits for healthier living are outstanding. The apps are simple and uncomplicated. Exactly what I need for my family.»
Eliane Mäder
«The decision to remain with SWICA is based on decades of positive experience. I’m absolutely delighted with Benevita. I regularly take part in step competitions and I’m delighted if I come in the top eight. This membership has brought a positive dynamism into my life.»
Daniela Züger
«As a family, we’ve been insured with SWICA for years now and we're 100% satisfied! SWICA covers a large part of the cost of swimming lessons for our children. Our middle child goes to dances classes, and I was amazed to find that SWICA is the only health insurer which helps out with the cost. Fantastic!!!

But that's not all... SWICA was also there for us during an extremely difficult period. Our son became very ill when he was just 16 months old. My husband and I were given a parents’ room at the children’s hospital, even though I was no longer breastfeeding. The situation was looked into and a decision was taken to cover these costs. Really thoughtful and family-friendly. Ever since then we wouldn’t consider any other health insurer! You are the best! Our son has made a full recovery 😉.»
Orlando De-Stefani
«I’ve been insured with SWICA for decades and I’m delighted. Praeventa is brilliant because I buy orthopaedic shoes for my damaged feet and have been able to do preventive physiotherapy. SWICA is so good that I’ve been rejecting the overtures of other insurers for years.»
Rolf Aschwanden
«I haven’t needed doctors very often in my life...
but SWICA was there when it hurt!»
Aike Festini
«I do a CrossFit workout three or four times a week, enjoy swimming and love relaxing at spas. With my active lifestyle, SWICA is the ideal choice for me because it has something to offer in all these areas. I also like the straightforward digital information exchange.»
Jean-Claude Manghardt
«Attentive staff who respond to questions quickly and precisely, helpful advice (particularly in the magazine), a useful application featuring, for example, a simple procedure for submitting invoices and settling them promptly – these are just some of the reasons why I have been putting my trust in SWICA for more than 50 years without fail.»
Beatrice Grolimund
«I’ve been with SWICA since 1955; before that I was with ZOKU. I’ve never regretted making the change. SWICA’s benefits are comprehensive and effective. So, if you get sick, this gives you a good feeling, which helps you get back on your feet more quickly.»
Vincent Faysse
«Digital insurance! I very much appreciate the services provided by the website and the mobile app: easy document transfer, a complete picture of your coverage, a wide range of information, etc.
It’s a real time-saver!»