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Comprehensive and without borders – cross-border commuter insurance from SWICA

Whether you require illness or accident cover, SWICA's insurance solution for cross-border commuters provides reliable protection at home and abroad. Cross-border commuters from Germany (cross-border commuters resident in the EU/EFTA) who work in Switzerland benefit from a comprehensive insurance solution which offers outstanding value for money.

Your advantages

  • Low-cost insurance solution: The health insurance contribution is not income-related. In addition, a uniform tariff applies from age 26 onwards (no age-related premium adjustments)
  • Free choice of treatment location (outpatient and inpatient) in Switzerland and in your country of residence
  • Reversion to German statutory health insurance remains possible
  • Benefits in Switzerland in line with Swiss law (KVG)
  • No health check Cross

First-class customer service and outstanding value for money

  • Personal first-class advice and support from the specialists at the SWICA cross-border commuter agency in Basel with many years of experience in cross-border issues
  • Simple, uncomplicated benefits administration for benefits received in Switzerland directly and exclusively with SWICA Healthcare Organisation
  • Extensive employer network in Switzerland
  • SWICA will register you with the health insurance fund of your country of residence using form E106

Convincing reasons that speak for SWICA

Enjoy comprehensive and effective insurance cover. SWICA offers you and your family financial security, outstanding medical care and professional advice and support in the event of illness or accident.

SWICA is proud to have received top ratings for customer satisfaction and image in independent surveys conducted by companies such as Comparis, K-Tipp and amPuls. These results motivate us in our efforts to deliver the best customer service and quality.
SWICA customer service 24/7: We would be happy to advise you in person. If you have any questions about your insurance cover, the customer service line is there to help you 24/7. Freephone 0800 80 90 80

santé24 – your Swiss telemedicine service: Experienced doctors and medical specialists from santé24 offer you expert advice on all questions relating to prevention, health, accidents and pregnancy – worldwide, around the clock, 365 days a year. Phone +41 44 404 86 86
The Medbase Medical Centers and SWICA partner practices are modern shared facilities which provide all-round conventional and complementary medical care. They are among the leading medical and therapeutic facilities in Switzerland.

We would be happy to advise you in person

Our team at the SWICA cross-border commuter agency in Basel would be delighted to provide you with personal advice.


SWICA Cross-Border Commuter Agency
Aeschenplatz 2, 4010 Basel, Switzerland
Phone +41 61 270 62 61

Ask for advice