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SWICA Head Office Winterthur

Premium calculator

Optimierung der Spitalversicherung

Save on hospitalisation insurance
Generous discounts and top hospital insurance benefits

Reduce your premium by increasing your co-payment, or enjoy additional discounts (up to 68%) by opting for a HOSPITA-FLEX or HOSPITA hospital list model.


Optimization of hospital insurance

Increase your deductible – and save up to 50% on your premiums

The higher your voluntary deductible, the greater your discount. You can reduce your premium by as much as 50% by increasing your deductible.

Deductible in CHF Premium discount in %
1,000.– 15
2,000.– 25
5,000.– 50

 

  

Choose HOSPITA FLEX or HOSPITA hospital list – and save up to 68% on your premiums

Depending on your choice of HOSPITA insurance model you can receive premium discounts of up to 68%.

HOSPITA insurance models Premium discount in %
HOSPITA SEMI-PRIVATE / PRIVATE list 15
HOSPITA FLEX SEMI-PRIVATE 62
HOSPITA FLEX PRIVATE 68


HOSPITA SEMI-PRIVATE / PRIVATE list:
HOSPITA SEMI-PRIVATE / PRIVATE list hospitalisation insurance: Choose a hospital from the SWICA hospital list.

Hospital list


HOSPITA FLEX
A HOSPITA FLEX SEMI-PRIVATE or a HOSPITA FLEX PRIVATE plan gives you access to all public and private hospitals in Switzerland. You decide before each hospital stay whether you want the general, semi-private or private ward. No co-payments apply when you choose the general ward. If you prefer to get treatment in a semi-private or a private ward, a co-payment plan that was agreed in advance comes into effect.

HOSPITA FLEX brochure

 

 

Combining the SANTE basic insurance model with hospitalisation insurance delivers a 15% premium discount

SWICA BestMed Care Management Behandlung kompetent

Insured persons who opt for the alternative FAVORIT SANTE basic insurance model save 15% on hospitalisation insurance premiums (based on the individual insurance premium). With FAVORIT SANTE, the Medbase Medical Center or SWICA partner practices are your first point of contact for all questions relating to your health.

Find out more about alternative basic insurance models

 

 

Transparent and favourable co-payments

SWICA and PROVITA are the only health insurers that apply co-payments from basic insurance to those from SWICA supplementary insurance, which means your maximum annual co-payments will be much lower when compared to other health insurers.

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We look forward to providing you with comprehensive advice.

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