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SWICA Head Office Winterthur

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SWICA Grundversicherung

SWICA offers the best value for money.

With above-average service and outstanding medical care, SWICA Healthcare Organisation provides excellent value for money. You can use the following options to reduce your premium and take advantage of a range of attractive discounts and price advantages.

Cut the cost of premiums without compromising on quality and enjoy a range of other favourable conditions.

Save on basic insurance

Depending on canton, you can save up to 22% on premiums by choosing an alternative basic insurance model. You can cut your premiums even further by increasing your excess. SWICA also offers family discounts for children and young people.

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SWICA BestMed Care Management Behandlung kompetent

Save on hospitalisation insurance

Reduce your premium by increasing your co-payment, or enjoy additional discounts (up to 68%) by opting for a HOSPITA-FLEX or HOSPITA hospital list model.

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BENEVITA bonus programme

The more you do for your health, the more you get back. Thanks to the BENEVITA bonus programme, you can reduce the premiums for COMPLETA TOP and HOSPITA supplementary plans by leading an active and healthy life.

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Premiums based on your age when you joined

With most health insurers, hospitalisation insurance premiums rise perceptibly every five years. By using the rate at the age when you joined, SWICA factors in the time you have already been insured and rewards you for your loyalty by offering lifelong unchanged premiums.

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Group discounts and exclusive sports contributions

Thanks to partnerships with numerous businesses and associations, their employees and members enjoy group discounts on supplementary insurance plans and annual sports contributions of up to CHF 600 (e.g. for tennis, rock-climbing, cross-country skiing, dancing or golf). 


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SWICA Wellness Honegg

Special offers for recreation and health

Numerous day-trip destinations and offers are just waiting for you to discover them. SWICA customers can enjoy discounts and promotions from a wide range of health and recreation partners through the special active4life offers.

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SWICA weiterempfehlen 

Recommend the number one to others now and receive CHF 100.

Are you also a satisfied customer? Tell your friends and relatives about the sense of security that comes from being insured with SWICA. We will reward you with CHF 100 for every successful recommendation.

Recommend SWICA now