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Include/exclude accident

Do you have any further questions or need advice? Our SWICA staff would be happy to assist you. Our customer service line is also there for you outside normal office hours and at the weekend.

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According to the Federal Law on Accident Insurance (UVG) everyone who works at least 8 hours a week for the same employer is automatically insured by this employer against occupational and non-occupational accidents. You can exclude accident cover in the compulsory health insurance and save 7% on your basic insurance premium. For all other persons, the inclusion of accident cover in their health insurance is compulsory.

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