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Comprehensive health insurance specially for students from abroad.

Looking for full financial protection during your education or training course in Switzerland? You value proper support and guidance with health matters?

Then SWICA's STUDENT CARE insurance is just the thing for you. Meet the mandatory health insurance requirement without breaking the budget. Benefit from the exclusive advantages available to foreign students..

  Between 19 and 25 years of age

  from as little as 

 CHF 91.70 a month
  Between 26 and 35 years of age

  from as little as 

 CHF 114.60 a month

STUDENT CARE is available to individuals aged between 16 and 45. Calculate your personal offer and buy online.

Calculate quote

Attractive and comprehensive. STUDENT CARE from SWICA.

The advantages of STUDENT CARE

  • STUDENT CARE is budget-friendly and specially designed to meet the needs of students from abroad.

  • STUDENT CARE gives you worldwide insurance cover in line with the catalogue of benefits provided under mandatory basic health insurance in Switzerland (KVG/LAMal).

  • You can take out STUDENT CARE directly online.

  • santé24 – your Swiss telemedicine service is there to answer your health-related questions – free of charge and around the clock.

  • STUDENT CARE doesn't charge a co-payment on the costs in excess of your elective annual deductible.

  • You can profit from the special benefits of STUDENT CARE insurance until age 45.

The benefits at a glance

SWICA sante24

santé24 – your Swiss telemedicine service

Medical specialists answer your questions about health and help you to find suitable doctors or therapists. Available 24/7.

SWICA ambulante Behandlung


Outpatient treatment, conventional medicine            

Treatment by contracting physician and other approved health professionals such as e.g. chiropractors, midwives. Full cover

SWICA Medikamente


As per recognised list of medicines and special items, if prescribed by physician




General ward in hospitals of the canton of residence or current location based on the rate valid for the canton of residence

SWICA Alternativmedizin

Alternative treatments, complementary medicine

Anthroposophic medicine, traditional Chinese medicine, homeopathy and herbal medicine; costs are covered based on the rate of the canton of residence for doctors certified (FMH) in the applicable discipline

SWICA Medizinische Check-ups zur Früherkennung von Krankheiten

Medical check-ups for early diagnosis of diseases

Preventive measures under the statutory benefits regulations, gynaecological check-up every 3 years

SWICA Mutterschaft


No co-payments for maternity benefits in accordance with the Health Care Benefits Ordinance; no co-payments for treatment against illness from the 13th week of pregnancy up to and including the 8th week after the birth.

Schutz-und-Reiseschutzimpfungen SWICA

Inoculation and travel vaccination

Vaccinations under the provisions of the Health Care Benefits Ordinance

Hauskrankenpflege SWICA

Home care

Examination, treatment and care as prescribed by physician

SWICA Badekuren

Spa treatment

CHF 10 per day, 21 days per year

Psychotherapie SWICA


Medical psychotherapy (no self-employed psychologists)

SWICA Brillen- und Kontaktlinsen

Glasses or contact lenses

CHF 180 per year up to age 18 (various statutory special cases as per medical examination)

SWICA verordnete Hilfsmittel

Medically prescribed aids

Statutory list of aids and appliances

Notfall-und Verlegungstransporte SWICA

Emergency transport/transfers, search and rescue operations

50% up to CHF 500 for transfers;
50% up to CHF 5,000 for emergency transport in Switzerland

SWICA Auslandbehandlung

Treatment abroad

Costs covered in emergencies up to double the rate of the general ward in the canton of residence or as per bilateral agreement with EU and EFTA countries

Zahnbehandlungen Dentalhygiene

Dental treatment and hygiene

In the case of serious illnesses of the masticatory system or if the treatment is related to a very serious general illness. Full cover in the event of dental accident (primary care)


Individual supplementary insurance plans

SWICA Fitness
You can use individual SWICA supplementary insurance plans to augment your basic cover according to your specific needs. SWICA rewards personal fitness and prevention activities in the areas of exercise, nutrition and relaxation (e.g. fitness centres, nutritional advice, yoga and numerous sports associations) with attractive contributions of up to CHF 800 a year.

Discover Switzerland with a wide range of discounts and special offers

SWICA Wellness Honegg

With SWICA insurance you're entitled to many discounts on trips to Swiss destinations, and diverse special offers. From money off accommodation and cable-car rides to admission to thermal baths, there are active4life offers for all tastes.

Downloads: Product information and General Insurance Conditions