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BENEVITA bonus programme

SWICA BALANCE – the insurance package for all-round health promotion and preventive healthcare

This insurance package from SWICA adapts to meet your individual needs. BALANCE offers all-round health promotion and preventive healthcare and financial security for individuals and families.
SWICA BALANCE provides the following benefits:

 Basic insurance

  • Outpatient medical treatment
  • Medicines in accordance with statutory list of medicines
FAVORIT model 

 Supplementary insurances

  • Medication
  • Complementary medicine
  • Glasses or contact lenses
  • Treatment abroad
  • Transport, rescue
  • Dental treatment and dental hygiene
  • Orthodontic work

Extended cover in case of accident

  • Free choice of doctor and hospital
  • First-rate supplementary benefits

Health legal protection insurance

  • Support when facing legal issues

             COMPLETA TOP
INFORTUNA medical expenses
Health legal protection



 Supplementary hospitalisation insurance

  • Choice of two-bed or multi-bed room
  • Free choice of doctor in the semi-private ward
  • Selectable co-payments

 Additional advantages

  • BENEVITA bonus programme discounts
Bonus programme 



SWICA BENEVITA bonus programme


Do you have both feet firmly on the ground and want comprehensive cover? Then SWICA is your strong healthcare partner with attractive insurance solutions.

The advantages of SWICA BENEVITA bonus programme

Download product information

Other offers


BENEVITA bonus programme

BENEVITA rewards you for your healthy lifestyle with personal premium discounts.

Apply now

SWICA Home Nanny

Home Nanny

Whether it’s measles or the flu, your sick child will be in good hands with the Home Nanny service.


SWICA Abschlussaltertarif

Rates based on age at enrolment

SWICA’s rates are based on the age at enrolment and remain unchanged for life, so you can lean back with confidence later on.