LiveChat advice

We would be happy to advise you in person. 

Monday to Friday: 18.30 – 21.30

Saturday: 8.00 – 17.30

EN-Leider steht der Chat gerade nicht zur Verfügung Callback & contact

There for you – 24 hours a day

Customer service 24/7

santé24 – your Swiss telemedicine service

Location in your vicinity

SWICA Head Office Winterthur

Premium calculator

SWICA Krankentaggeld


Daily sickness benefits insurance

Daily sickness benefits insurance from SWICA ensures that employers can meet their ongoing obligation to pay salaries, delivering financial security for both employees and employers.

Illness: loss of earnings due to illness covered

Daily sickness benefits insurance

Taking out daily sickness benefits insurance for your employees is voluntary. As an employer, however, you are legally obliged to continue paying the salaries of employees who are ill or have had an accident for a certain period of time.
You can transfer this risk to SWICA on pre-defined terms. In this way, you can protect the earnings of employees who are unable to work for an extended period of time due to illness.This makes it possible for your company to budget for the risk of ongoing salary payments.

Your advantages at a glance.

Securing the employer’s obligation to continue paying salaries and thus protecting employees and employers financially

Cover for the cost of replacement workers


Advice, support and coordination by occupational health management specialists (performance management, customer visitors, care manager, prevention)


Freely selectable scope of cover


Individually selectable waiting periods and extended cover


Solutions which comply with L-GAV and employment contracts


Predictable personnel costs


Easy access to individual daily benefits insurance by withdrawing employees who are Swiss residents (right of transfer)

 

                   
           

Would you like more information or a personal consultation? SWICA would be happy to talk to you with the aim of finding the right solution for you.


Ask for advice

        
                   


 

What our customers have to say. 

«This partnership helps our organisation move forward. As an SME, we work very closely with SWICA. We have illness rates that are higher than we would like and are trying to develop our occupational health management so that we can get the situation under control. My direct SWICA contact is available to provide advice practically around the clock.»

SWICA Bewertung 5

– Sabina Aguilar, Tschantré AG –


«Insurance consultants have a reputation for acting in their own interest and talking their customers into buying certain products. With my SWICA advisor, however, I managed to have an open, transparent and friendly conversation that helped me feel confident – the basis for a long-term partnership.»

SWICA Bewertung 4

– Daniel Gfeller –

«I really value the great assistance and support. After a skiing accident in Austria I didn't know what kind of accident insurance cover I had. A call to SWICA later on in the evening provided the information I needed and meant that I was extremely well looked after.»

SWICA Bewertung 5

– Raffaele Genna –