|
Basic insurance |
Supplementary insurance |
| Outpatient treatment, orthodox medicine |
Treatment by contracting physician and other approved medical practitioners, such as chiropractors or midwives. Full cover in the canton of residence or at place of work |
Orthodox medical treatment using non-contracting physicians worldwide |
| Choice of physician |
SWICA health centre situated nearby |
|
| Hospitalization |
Public ward in hospitals as per hospital list for canton of residence |
Private ward worldwide, full cover in public and private hospitals |
| Medicines |
As per list of medicines and special items, if prescribed by physician |
Medicines prescribed by physicians and naturopaths, incl. homeopathic, phytotherapeutic and anthroposophical preparations |
| Alternative treatments |
Acupuncture by approved physician |
Full cover with SWICA-recognized therapist or naturopath with a cantonal licence to practise |
| Promotion of health and fitness |
|
Up to CHF 800 per year (up to CHF 300 per type of preventive care as per separate list) |
| Medical check-ups |
Preventive measures under the statutory benefits regulations, gynaecological check-up every 3 years |
90%, amount unlimited |
| Inoculations |
Injections under the statutory benefits regulations |
90%, amount unlimited |
| Spectacles or contact lenses |
Various statutory special cases as per medical examination |
90% up to CHF 800 within 3 years; full cover in the event of an accident; additional CHF 200 if no benefits have been paid out of the basic insurance for visual aids |
| Treatment abroad |
Costs covered in emergencies up to double the rate of the general ward in the canton of residence or as per bilateral agreement with EU |
Full cover |
| Emergency transport / transfers, search + rescue operations, repatriation |
50% up to CHF 500 for transfers; 50% up to CHF 5000 for emergency transport in Switzerland |
Switzerland: emergency transport/transfers 90%, amount unlimited; search/rescue operations up to CHF 40,000 per year (in accidents CHF 20,000 per event); abroad: full cover for emergency transport; search/rescue operations together up to CHF 50,000 per year; full cover for repatriation |
| Dental treatment and dental hygiene |
In the case of serious illnesses of the masticatory system or if the treatment is related to a very serious general illness. Full cover in the event of dental accident (primary care) |
50% up to CHF 100 per year; full cover in accidents |
| Orthodontics |
|
50 % up to CHF 10 000 per year up to age 25 |
| Home help |
|
Up to CHF 80 per day, max. 60 days per year; full cover in accidents |
| Home care |
Examination, treatment and care as prescribed by physician |
+ CHF 100 per day; full cover in accidents |
| Spa treatment |
CHF 10 per day, 21 days per year; plus costs of treatment as per health insurance rate |
+ CHF 160 per day, max. 30 days per year; full cover in accidents |
| Convalescence cures |
|
CHF 100 per day, max. 30 days per year |
| Psychotherapy |
Medical psychotherapy (no psychologists in private practice) |
Up to CHF 75 per session, max 60 sessions per year with SWICArecognized psychologists |
| Prescription aid articles |
Statutory list of aids and appliances |
90% up to CHF 1000 per year; full cover in accidents |
| Accident risk |
Not insured |
Covered by INFORTUNA global accident insurance for private patients |