|
Basic insurance |
Supplementary insurance |
| Outpatient treatment, orthodox medicine |
Treatment by contracting physician and other
approved medical practitioners, such as
chiropractors or midwives. Full cover in the canton of
residence or at place of work |
Full cover in accidents |
| Choice of physician |
SWICA health centre situated nearby |
|
| Hospitalization |
Public ward in hospitals as per hospital list for canton of residence |
Semi-private ward whole of Switzerland, full cover in all contract hospitals; in accidents worldwide full cover as private patient |
| Medicines |
As per list of medicines and special items, if prescribed by physician |
Medicines prescribed by physicians and naturopaths, incl.
homeopathic, phytotherapeutic and anthroposophical preparations |
| Alternative treatments |
Acupuncture by approved physician |
Up to CHF 80 per hour (full cover in the case of accident) with
SWICA-recognized therapist or naturopath with a cantonal licence to practise |
| Promotion of health and fitness |
|
As per separate list 50% up to CHF 500 per year, up to CHF 300 per type of preventive care |
| Medical check-ups |
Preventive measures under the statutory benefits regulations, gynaecological check-up every 3 years |
90% up to CHF 500 within 3 years |
| Inoculations |
Injections under the statutory benefits regulations
|
90% up to CHF 200 per year |
| Spectacles or contact lenses |
Various statutory special cases as per medical examination |
90% up to CHF 500 within 3 years; full cover in the event of an
accident |
| Treatment abroad |
Costs covered in emergencies up to double the rate of the general ward in the canton of
residence or as per bilateral agreement with EU |
Inpatient treatment CHF 100 per day and CHF 10,000 for ancillary
costs; full cover for outpatient and inpatient treatment in emergencies |
| Emergency transport / transfers, search and rescue operations, repatriation |
50% up to CHF 500 for transfers; 50% up to CHF 5000 for emergency transport in Switzerland |
Switzerland: emergency transport/transfers 90 %, amount unlimited; search/rescue operations up to CHF 40,000 per year (in accidents CHF 20,000 per event); abroad: full cover for emergency transport; search/rescue operations together up to CHF 50,000 per year; full
cover for repatriation |
| Dental treatment and dental hygiene |
In the case of serious illnesses of the masticatory system or if the treatment is related to a very serious general illness. Full cover in the event of dental accident (primary care) |
50% up to CHF 100 per year; full cover in accidents |
| Orthodontics |
|
50% up to CHF 10,000 per year up to age 25 |
| Home help |
|
Up to CHF 60 per day, max. 60 days per year; full cover in accidents |
| Home care |
Examination, treatment and care as prescribed by physician
|
+ CHF 60 per day; full cover in accidents |
| Spa treatment |
CHF 10 per day, 21 days per year; plus costs of treatment as per health insurance rate
|
+ CHF 90 per day, max. 30 days per year; full cover in accidents |
| Convalescence cures |
|
CHF 50 per day, max. 30 days per year |
| Psychotherapy |
Medical psychotherapy (no psychologists in private practice) |
90% up to CHF 50 per session, max. 60 sessions per year SWICArecognized psychologists |
| Prescription aid articles |
Statutory list of aids and appliances |
90% up to CHF 700 per year; full cover in accidents |
| Accident risk |
Not insured |
Covered by INFORTUNA global accident insurance for private
patients |