The websites of SWICA are designed to provide information about SWICA Healthcare Organization and its products and services. The examples, checklists, recommendations and sample calculations contained therein do not constitute an offer for a contract but merely outline the options available in connection with pension and insurance solutions.
SWICA monitors its websites closely to ensure that they are secure, up to date, and error-free, and it updates the technology and content regularly. At the same time, despite optimum precautions and due to the public nature of the internet, SWICA can fully guarantee neither the secure and error-free functioning nor the fully updated status and confidentiality of the data and/or content (attachments) of its websites.
In principle, visitors must use the internet and SWICA's websites at their own risk:
- This also applies to any links that lead to SWICA's websites, to links that SWICA makes available, and to any linked content.
- The same applies when corresponding with SWICA by email. Email messages are like postcards in that they guarantee no confidentiality and can be read by unauthorised parties. For this reason, no confidential and/or legally privileged information should be sent electronically. Anyone who contacts SWICA by email also authorises SWICA to communicate electronically.
SWICA accepts no liability for any direct or indirect loss that users or third parties may experience through contacts or transactions over the internet; furthermore, it accepts no liability for the accuracy, status and completeness of the data and content made available by phone or electronically.
In particular (but not conclusively), SWICA rejects all liability for transmission errors, technical defects, interference or interruption of telephone networks or internet access, unlawful network intrusions, the introduction of viruses, copies and falsification of data and content, network overloads, failure to recognise falsifications, authorisation errors, as well as the deliberate or accidental blocking of electronic access by third parties.
The following companies perform tasks on behalf of SWICA:
RR Donnelley (scanning)
Centris (management of the IT systems for insurance)
© SWICA Healthcare Organization, CH-8401 Winterthur / legal notice
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